We offer these insurance products for orchards 

• Hail Insurance:

  • Up to $1000 of guaranteed coverage per acre.

  • Insurance rates vary based on the county.

• Multi-Peril/Revenue Insurance:

  • Insures tree fruit, NOT the tree, from a wide variety of natural causes of loss​

  • Apple Orchards

    • MPCI coverage available outright for Tama, Johnson, and Green counties in Iowa; producers in other Iowa counties must sign a written agreement to be granted coverage. 

    • Coverage begins on or after November 21st and ends November 5th or with crop harvest or destruction. Acreage reporting is due January 15th.

  • Pecan Revenue Insurance

    • Provides an indemnity when a producers' ​actual revenue is less than their guaranteed coverage level.  

    • Iowa and Missouri producers must sign a written agreement to be granted coverage

• Whole Farm Insurance:

  • Producers can insure a percentage of their average annual revenue.

  • Indemnities are awarded if the year's revenue falls below the insured level.

  • Multiple crops and livestock types can be enrolled in one Whole Farm plan.

  • Subsidies are available for new producers and producers with 2 or more commodities.

  • Ideal for diverse operations, organic producers, and crops that are ineligible for individual insurance options.